Risk Based Approach

We help financial institutions design, implement and operate risk based approach programmes that hold up under regulatory scrutiny.

What we deliver.

Customer risk scoring methodology

Inherent and residual risk matrix

Transaction monitoring calibration guide

Risk-based review cycle schedule

Documented rationale for supervisory review

We identify and weight risk factors — customer type, geography, products, channels — relevant to your specific business model.

We design a quantified risk scoring model that segments customers and transactions into risk tiers.

We back-test the model against your portfolio and adjust thresholds to minimise false positives and false negatives.

We produce the written methodology, model governance notes and worked examples for your compliance file.

Why Pideeco

Every engagement is staffed with consultants who have held senior compliance or risk roles inside financial institutions.

Deep familiarity with NBB, CSSF, AMF, EBA, ESMA and ECB/SSM frameworks across Belgium, Luxembourg and beyond.

We start promptly and deliver to agreed timelines — without sacrificing quality or regulatory rigour.

A senior Pideeco consultant will respond to your enquiry within one business day.